Small Business Credit Minute w/ S.E. Day™ | Business Credit & Funding for Small Business Owners · Episode 19 · December 22, 2025 · 53 min
What the One Big Beautiful Bill means for Small Business Taxes? (And business credit, business loans, and business credit cards)
What the Big Beautiful Bill Means for Small Business Taxes Guest: Tanika Washington, MBA, EA Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Episode Summary In this episode of Small Business Credit Minute w/ S.E. Day™, we break down the new tax changes impacting small businesses under the One Big Beautiful Bill Act. Joined by tax strategist Tanika Washington, MBA, EA, we cut through the hype to explain what’s changed, who benefits most, and how smart planning can protect cash flow while improving fundability. You’ll learn how tax strategy connects directly to business credit, business credit cards, business loans, and long-term funding readiness. What You’ll Learn How 100% bonus depreciation works—and when it actually makes sense to use it Which businesses benefit most from the enhanced pass-through deduction Common tax myths and costly mistakes small business owners should avoid When entity structure (LLC, S-Corp, C-Corp) impacts taxes and lender decisions How QSBS can support long-term exits and capital raises Year-end planning moves that support cash flow, compliance, and funding approvals Why This Matters for Lender Readiness Tax planning isn’t just about saving money—it directly affects your financial statements, cash flow, and how lenders evaluate you for business loans, business credit cards, and other funding options. This episode shows how to align tax strategy with underwriting expectations. Key Takeaways Don’t spend just to chase deductions—protect cash flow first Clean books and proper documentation are non-negotiable Structure your business today for the funding and exits you want tomorrow Tax strategy is a competitive advantage when building business credit Keywords business credit, business credit cards, business loans, funding, small business taxes, bonus depreciation, pass-through deduction, QSBS, lender readiness, cash flow, entity structure Listen & Share If this episode helped clarify how tax strategy impacts funding and business credit, download it, share it with a fellow business owner, and leave a review so more entrepreneurs can qualify first and apply second. Become a supporter of this podcast: https://www.spreaker.com/podcast/small-business-credit-minute-w-s-e-day-business-credit-funding-for-small-business-owners--6605567/support . Qualify First. Apply Second. Remember, Your Dreams Deserve A Chance To Grow, Just Like Your Business!