Small Business Credit Minute w/ S.E. Day™ | Business Credit & Funding for Small Business Owners · Episode 77 · October 19, 2026 · 29 min

Compliance Before Capital__Fix the Legal Gaps that can Derail Funding

Show notes Your funding file should clearly show which company is borrowing, who owns it, and who can sign. S.E. Day interviews transactional attorney Cora Whitney of Malek + Malek Attorneys (www.malekattorneys.com/team/cora-whitney/) about the legal preparation behind those answers.The conversation explores entity mismatches, informal ownership changes, partnership agreements, and the relationship between legal records, financial reporting, and business banking. It also addresses reviewing contracts, liens, guarantees, and insurance before a financing transaction. Before you apply for business funding, review the legal records supporting the application. S.E. Day and Cora Whitney discuss company identity, ownership documentation, partner agreements, borrowing authority, and obligations that deserve review before financing. Use this episode to prepare for a conversation with your own attorney and lender. Free Business Credit Starter Kit: FSBOnly.com. Academy information: fsboacademy.org. Listeners will learn how to assemble a legal readiness file and approach corrections responsibly. Start by comparing your business identity, ownership records, and signing authority with the information in your application. Keywords: small business compliance, lender readiness, business ownership records, LLC operating agreement, business funding documents, borrowing authority, partnership agreements, Cora Whitney, S.E. Day. Become a supporter of this podcast: https://www.spreaker.com/podcast/small-business-credit-minute-w-s-e-day-business-credit-funding-for-small-business-owners--6605567/support . Qualify First. Apply Second. Remember, Your Dreams Deserve A Chance To Grow, Just Like Your Business!